A legal assistance insurance policy provides important help in personal injury cases. Discover what your policy covers and when it is advisable to engage a personal injury lawyer in Rijswijk.
Coverage for Personal Injury
Many legal assistance insurances cover personal injury under modules such as traffic or private matters. Check your policy for specific conditions.
Popular Modules
| Module | Covers personal injury in | Examples |
|---|---|---|
| Traffic | Incidents on the road | Car accident, collision with cyclist |
| Private/Consumer | Personal accidents | Fall at someone's home, animal bite |
| Medical | Errors in care | Surgical error, incorrect diagnosis |
| Income | Problems with benefits | Dispute with UWV over disability |
Role of the Legal Assistance Insurer
If your case is covered, the insurer arranges legal support for personal injury.
What is Offered?
- Advice on your legal position and chances of success
- Contact and negotiations with the opposing party
- Claiming compensation
- Conducting court proceedings if necessary
- Covering costs for experts and procedures
Right to Free Choice of Lawyer
In legal proceedings, you have the right to a lawyer of your choice, as laid down in European legislation.
When Does This Right Apply?
Moments for free choice of lawyer
- Court case at the district court
- Proceedings on partial disputes
- Objection to UWV decisions
- Appeal cases
- Certain mediations
Reimbursement of Costs
With free choice of lawyer, the insurance covers lawyer costs up to a fixed maximum, often between €25,000 and €50,000 per case.
Limitations of Legal Assistance
There are limits to what a legal assistance insurance policy offers in personal injury cases.
Relevant Limitations
| Limitation | Description | Impact |
|---|---|---|
| Waiting Period | First 3 months after taking out | No help for existing cases |
| Minimum Damage | Often €250-€500 | Small cases excluded |
| Own Contribution | Between €0 and €250 | Partly self-pay |
| Maximum Budget | Per case or annually | Complex cases not fully covered |
Legal Assistance or Personal Injury Expert?
In cases of serious injury, a specialised lawyer in Rijswijk can often achieve better outcomes.
Comparison of Services
| Criterion | Legal Assistance Insurance | Personal Injury Expert |
|---|---|---|
| Costs | Monthly premium | Often no cure no pay |
| Degree of Specialisation | Broad legal knowledge | Fully focused on personal injury |
| Experience with Serious Injury | Average | Very extensive |
| Contact | Varies per case | Personal guidance |
| Results | Standard | Better in complex cases |
When to Engage a Specialist?
In some cases, it is advisable to switch to a personal injury lawyer in Rijswijk.
Reasons for Switching
- Serious or permanent injuries
- Difficult liability discussion
- High damage claims (above €25,000)
- Dissatisfaction with legal assistance
- Conflicting interests with insurer
Practical Tips for Rijswijk
- Always first report personal injury to your insurer
- Ask about your handler's expertise in personal injury
- Use your right to free choice of lawyer in court cases
- Consider a second opinion in serious cases via a specialist in Rijswijk
- Keep an eye on limitation periods
Local Help in Rijswijk
For legal support, you can go to the Juridisch Loket Rijswijk. For court cases, Rijswijk falls under the Rechtbank Den Haag.