Debt Assistance and Benefits in Rijswijk: Impact on Asset Limit

In Rijswijk, debt assistance (WSNP or via the municipality) has a positive impact on the benefits asset limit. Under the Debt Rescheduling (Natural Persons) Act (WSNP), protected assets of €5,670 per person (2024) apply, which is above the standard benefits limit. The Municipality of Rijswijk adjusts the asset test in case of debts: there is no repayment obligation for benefits. According to Article 41 of the Participation Act (formerly WWB), debts are deducted from the assets. In an amicable arrangement via the Rijswijk Debt Assistance Desk, you retain your benefit during repayment. Exception: WSNP does not terminate benefits, but applies a 'reasonable provision level'. Report debts immediately upon your application at the Rijswijk social desk to avoid sanctions. Practice in Rijswijk: the garnishment-free foot protects €1,500 monthly, aligned with local costs. After successful WSNP: clean slate and full benefits. The process is free via the Municipality of Rijswijk; start at Care and Income Rijswijk. Tips: follow the budget management course from Human Concern Rijswijk. Legal basis: Bankruptcy Act and Participation Act. Success rate in the region 45-55%: clean slate achievable. Combine with benefits for minimum standard of living. Apply for a guardian via the district court in The Hague for problematic debts in Rijswijk.