Criminal Prosecution for Insurance Fraud in Rijswijk

Insurance fraud in Rijswijk falls under Articles 326 and 359 of the Criminal Code: fraud and forgery. Maximum penalty: four years' imprisonment and €90,000 fine. The Public Prosecutor's Office in The Hague, responsible for Rijswijk, applies the guideline of 90% transaction in small cases such as local car damage claims, but prosecutes systematic fraud in the Haaglanden region. Evidence: witness statements from neighbourhoods such as Innen and Oud-Rijswijk, forensic investigation by the FIOD and data exchange with regional insurers. Local insurers report via the National Insurance Fraud Reporting Centre, with a focus on common fraud in Rijswijk such as simulated accidents on the A4. Victims of fraud claims in Rijswijk become injured parties with speaking rights at the District Court of The Hague. The Supreme Court of The Hague recently confirmed that simulating injury in Haaglanden is severely punishable. Civil law non bis in idem does not apply; parallel proceedings possible at the subdistrict court in Rijswijk. Recovery of fine and compensation via WM3 rules. Prevention through local campaigns by the municipality of Rijswijk and AI detection in policy applications. Annually approximately 500 reports in Haaglanden, with €15 million local damage. Suspects have the right to a lawyer via the Rijswijk bar and evidence request. International fraud affects extradition treaties, relevant for expats in Rijswijk. This regime effectively discourages abuse in the municipality. (212 words)