Exclusions and Limitations in Administrative Law Insurance Policy Conditions Rijswijk

# Exclusions and Limitations in Administrative Law Insurance Policy Conditions Rijswijk ## Introduction In Rijswijk, a municipality near The Hague with an active administrative law practice concerning housing construction and traffic, strict exclusions apply to legal expenses insurance for administrative law. These limit coverage to prevent abuse and protect insurers against claims relating to local disputes such as parking fines on Juliana van Stolberglaan or objections to building permits. ## Key Exclusions - **Determination Period**: Disputes known prior to policy inception, such as ongoing proceedings at the Rijswijk District Court, are not covered. - **Own Fault**: Intentional violations, for example illegal construction in Rijswijk-Buiten, result in forfeiture of coverage. - **Non-Mandatory Proceedings**: Strategic cases without prospect of success, such as repeated objections to traffic decisions around Rijswijk station, are excluded. - **Limit Amounts**: Per proceeding max. €25,000, with deductible €250, specifically for The Hague District Court cases originating from Rijswijk. ## Specific Limitations In Rijswijk environmental law: exclusion for illegal constructions in green zones such as the Delftse Hout area. In social security: no coverage for fraudulent benefit payments via the municipality. Mandatory reporting within 30 days after becoming aware of a decision by the municipal executive. ## Practical Examples An objection to a parking fine in central Rijswijk is covered, but repeated violations on Godfried van Bouillonlaan are not. In the case of refusal of an environmental permit for an extension in Rijswijk-West: check the policy for local exceptions. Always consult your policy in accordance with the Wft. ## Advice Check exclusions upon taking out the policy, especially for Rijswijk themes such as housing shortage and mobility. In case of doubt: report timely to the insurer and consult a local advisor. (248 words)