The Motor Vehicle Guarantee Fund assists victims in Rijswijk and surrounding areas with compensation for damage if the perpetrator of a traffic accident is unknown or uninsured. The fund offers an essential solution for those affected.
When can you claim from the Guarantee Fund?
- The perpetrator is unknown (for example, a hit-and-run driver)
- The perpetrator has no insurance
- The perpetrator's insurance company is bankrupt
- The vehicle involved was stolen
What damage is covered?
| Type of Damage | Compensation |
|---|---|
| Personal injury damage with unknown perpetrator | Full compensation |
| Material damage with injury and unknown perpetrator | Compensated with €250 deductible |
| Only material damage with unknown perpetrator | No compensation |
| Damage caused by uninsured perpetrator | Fully compensated |
Conditions for a claim in Rijswijk
- The accident occurred in the Netherlands
- A report has been made to the police
- You have attempted to ascertain the identity of the perpetrator
- Your claim has not prescribed
Step-by-step plan for a claim
- Report the incident to the police in Rijswijk
- Gather evidence of the incident
- Submit your claim to the Guarantee Fund
- The fund investigates your application
- If approved, you receive the compensation
Recovery of damage from the perpetrator
If the perpetrator is later traced, the Guarantee Fund will attempt to recover the amounts paid out. This also applies to uninsured drivers or hit-and-run drivers in the Rijswijk region.
Can I receive non-pecuniary damages via the Guarantee Fund?
Yes, the Guarantee Fund covers all forms of personal injury damage, including non-pecuniary damages, comparable to a standard insurance claim.What is the duration of a procedure with the Guarantee Fund?
The processing time is comparable to that of a regular insurer. In complex cases, this may take several years.May I engage legal assistance for my claim?
Yes, you may engage a lawyer, and the costs for this are often reimbursed as extrajudicial costs, just like in a normal insurance claim.Frequently asked questions about the Guarantee Fund in Rijswijk
When am I entitled to compensation from the Guarantee Fund?
You can claim from the fund if the perpetrator is unknown, uninsured or bankrupt, or if the vehicle was stolen. The accident must have occurred in the Netherlands, you must have filed a police report and made efforts to find the perpetrator. Personal injury damage is fully compensated, material damage only in cases of injury with a €250 deductible.
How do I start a claim with the Guarantee Fund?
First, file a police report in Rijswijk and gather evidence such as photos and witness statements. Then submit your application via the website or by mail to the Guarantee Fund, including all relevant documents. The fund assesses your case and pays out the compensation if approved.
Is material damage always covered by the Guarantee Fund?
No, in the case of an unknown perpetrator without personal injury, material damage is not compensated. In cases of injury, a €250 deductible applies to material damage. In the case of an uninsured perpetrator, everything is fully compensated. Always check the conditions.
What if the perpetrator is found later?
If the perpetrator is traced, the Guarantee Fund recovers the amounts paid out from that person. This process is handled by the fund, also in cases of hit-and-run or uninsured driving.
Can I request an advance for urgent expenses?
Yes, for urgent expenses such as medical costs, you can request an advance. Contact the Guarantee Fund for an assessment. This advance will later be settled against the final compensation.
How long does the processing of a claim take?
The processing time varies. Simple cases are often handled within a few months, while complex cases in Rijswijk and elsewhere may take longer.