In Rijswijk, Netherlands, insurance fraud has become a growing concern, prompting authorities to utilize the Centraal Informatie Systeem (CIS) to combat deceitful claims. As a Rijswijk resident, it's essential to understand how the CIS affects your insurance landscape. This article explores the role of CIS in preventing insurance fraud and its implications for local residents.
CIS (Central Information System) and Insurance
The Central Information System (CIS) is a database in which insurers share information about insured parties. The system includes, among other things, the External Reference Register (EVR) and is managed by the CIS Foundation.
What is registered in the CIS?
The CIS stores various types of data:
- Personal data of insured parties
- Information about terminated insurance policies
- Fraud registrations (via the EVR)
- Cancellations and refusals
- Special points of attention
Purpose of the CIS
The CIS serves multiple purposes:
- Combating insurance fraud
- Risk assessment during acceptance
- Information exchange between insurers
- Protection of the insurance industry
Who has access to the CIS?
The following have access to the CIS:
- All affiliated insurers
- Authorized agents
- Under strict conditions: other financial institutions
Privacy and the CIS
The processing of data in the CIS must comply with the GDPR (General Data Protection Regulation). This means:
- Data may only be used for specific purposes
- Retention periods are legally limited
- You have the right to access and correction
- Unlawful registrations must be removed
Access to your CIS data
You can submit a request for access to the CIS Foundation. They are required to inform you within 4 weeks about which data has been registered about you.
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