Deception involves misleading someone to obtain money or goods through deceit. Fraud encompasses a wide range of deceptive practices aimed at financial gain.
Deception (art. 326 Sr)
Deception entails inducing someone through misrepresentation to dispose of goods, provide a service, or enter into an obligation.
Methods of Deception
- Use of a false identity or position
- Deceptive tricks
- A web of lies
Penalty
Maximum penalty: 4 years' imprisonment or a fine in the 5th category
Types of Fraud
| Type of Fraud | Article | Maximum Penalty |
|---|---|---|
| Deception | 326 Sr | 4 years |
| Bottle Trick Fraud | 326a Sr | 3 months |
| Insurance Fraud | 326 Sr | 4 years |
| Tax Fraud | AWR | 6 years |
| Benefit Fraud | Special laws | Variable |
| Forgery | 225 Sr | 6 years |
Online Fraud
Internet fraud is a growing problem and is being strictly combated.
Common Forms
- Marketplace Fraud (no delivery after payment)
- Phishing (fake messages to steal data)
- Identity Theft
- Cryptocurrency Scams
- Romance Fraud
Money Laundering (art. 420bis Sr)
Money laundering is the concealment of the illegal origin of money or assets.
Penalty
- Intentional money laundering: up to 6 years' imprisonment
- Repeated money laundering: up to 8 years' imprisonment
- Culpable money laundering: up to 2 years' imprisonment
Frequently Asked Questions about Fraud and Deception
How do I recognize an attempt at deception?
Watch for offers that seem too good to be true, urgent requests for money or data, and unknown contacts. Always verify the authenticity of the sender and do not share personal information via insecure channels. If in doubt, contact the official authority.
What to do if you are a victim of fraud?
Report it to the police immediately, online or at the station. Gather evidence such as correspondence and payment details. Contact your bank to stop transactions and report the fraud to relevant authorities such as Fraudehelpdesk.nl.
What distinguishes deception from fraud?
Deception is a form of fraud in which deceit is used to take something from someone (art. 326 Sr). Fraud is a broader concept that also includes other forms of financial deceit, such as tax or insurance fraud, and can affect both individuals and organizations.
How do I protect myself against phishing in Rijswijk?
Be cautious with unexpected messages requesting data. Always check the email address and do not click on suspicious links. Use strong passwords and two-factor authentication. Keep your devices up to date and contact via official channels if in doubt.
What are the consequences of money laundering?
Money laundering can lead to a prison sentence of up to 6 years (or 8 years in case of repetition). In addition, financial sanctions, reputational damage, and blocked accounts may follow. It harms the integrity of the financial system and is strictly enforced.
Legal Assistance in Rijswijk
For legal assistance, you can go to the Juridisch Loket Rijswijk. For cases that go to court, Rijswijk falls under the Rechtbank Den Haag.