Pension Accrual and Employer Contribution in Rijswijk
Pension is often accrued via your employer in Rijswijk. Usually, the employer contributes a significant portion of the premium.
Mandatory Pension Schemes
In some cases, employers in Rijswijk must offer a pension scheme. This may arise from:
- Mandatory participation in an [industry pension fund](https://rechtshulpilburg.nl/encyclopedie/bedrijfstakpensioenfonds)
- CAO conditions
- Internal employer scheme
Division of Premium Costs
The costs for the pension are generally divided between employer and employee. Often, the employer pays approximately two-thirds and the employee one-third.
How Pension is Accrued
Your pension accrual depends on your income, the specific scheme, and the duration of your employment.
Transfer of Pension Value
If you change employers, you can transfer your accrued pension to the new scheme via value transfer.
Impact of Dismissal on Pension
Upon dismissal, the accrual of your pension with that specific employer stops, but the amount already accrued is retained.
Statutory basis: Pension Act
Frequently Asked Questions about Pension in Rijswijk
What are my rights as an employee in Rijswijk?
As an employee, you are entitled to a safe workplace, minimum wage, paid leave, and protection against discrimination or unfair treatment.
Can my employer dismiss me without reason?
No, dismissal often requires approval from the UWV and must be based on valid reasons. Prior warnings are usually required.
How many paid vacation days do I get?
You are entitled to at least 20 paid vacation days per year, unless otherwise stipulated in your employment contract. These days can be taken upon request.
What is a collective labour agreement (CAO) and what does it mean for me?
A CAO (collective labour agreement) includes agreements between employers and trade unions on salary, working hours, and other employment conditions.
What happens in case of illness?
In case of illness, you must immediately inform your employer. You are entitled to continued salary payment during the first two years of sick leave.
Frequently Asked Questions Specifically about Pension
What does pension accrual via the employer entail?
Not every employer in Rijswijk is obliged to offer a pension scheme. This depends on specific obligations such as an industry pension fund.
What are the rules regarding premium payment?
The pension premium is often divided, with the employer paying approximately 2/3 and the employee 1/3.
What should I know about my rights regarding pension accrual?
The amount of your pension accrual is determined by your salary, the scheme, and your length of service.
What if I change jobs?
With a new employer, you can transfer your accrued pension via a value transfer scheme.
What happens to my pension after dismissal?
After dismissal, accrual with that employer stops, but your accrued pension is retained.
When is legal assistance needed?
It is advisable to seek legal advice in case of uncertainty about your rights, conflicts with your employer, or if you suspect you are not being treated correctly. Early advice can prevent problems and costs.
Summary
Pension accrual and employer contribution form an essential part of employment law in the Netherlands. Both employers and employees have rights and obligations. Non-compliance with rules can have legal consequences.
Key Points
- Pension schemes fall under the Pension Act.
- Employers and employees both contribute to the premium.
- Breach of rules can lead to legal action.
- In case of uncertainties, it is advisable to seek legal advice, for example via the Juridisch Loket Rijswijk.
- Clarity and good agreements prevent many conflicts.