What is the Anw?
The General Survivors Act (Anw) provides a financial benefit to survivors of a deceased partner. This benefit helps to compensate for the loss of income. Note: not everyone qualifies, as the conditions are strict.
Conditions for Anw in Rijswijk
| Condition | Requirement |
|---|---|
| Death of partner | Married, registered partnership or cohabiting |
| Insurance | Deceased was covered under the Anw insurance |
| Age or care | You are disabled or you have a child under 18 years old |
When are you entitled to Anw?
You can receive Anw if:
- You care for a child younger than 18 years, or
- You are at least 45% disabled
If you do not meet one of these criteria, you have no right to the benefit.
Anw Amounts 2024
Maximum amounts
| Situation | Gross per month |
|---|---|
| Survivor's benefit | ±€1.450 |
| Half-orphan benefit (per child) | ±€430 |
| Orphan benefit | ±€430 - €650 |
The benefit may be lower if you have your own income.
Duration of the Anw benefit
- Until your AOW age (in case of disability)
- Until your youngest child turns 18 (in case of care responsibility)
- Ends upon new cohabitation or marriage
Income and the Anw
Your own income is partially offset:
- 50% of income above the exemption threshold is deducted
- Income from work, pensions or benefits counts
- Assets are not taken into account
Can I get Anw without marriage?
Yes, provided you had a notarial cohabitation agreement or a joint child. Otherwise, this is often not possible.
What if I start cohabiting?
Yes, upon cohabiting with a new partner, the Anw benefit ends.
Am I entitled to Anw upon the death of an ex-partner?
No, unless you received alimony from your ex-partner.
Frequently asked questions about Anw in Rijswijk
How do I apply for Anw after the death of my partner?
You can apply for the Anw benefit via the Social Insurance Bank (SVB) in Rijswijk. You can do this online via Mijn SVB with your DigiD or by telephone. Ensure you have documents such as a death certificate and possibly a cohabitation agreement. The SVB will assess whether you meet the requirements. Apply as soon as possible, as the benefit starts only after approval.
Can I get Anw without children or disability?
No, without children under 18 years or a disability of at least 45%, you have no right to Anw. Consider alternatives such as social assistance via the municipality of Rijswijk or a death benefit via a pension fund.
How much income may I have without reduction of Anw?
Your Anw is reduced if your income exceeds the exemption threshold of approximately €1.450 gross per month (2024). 50% of the amount above that is deducted from your benefit. For example: with €1.800 income, €350 (50% of €700) is deducted.
What if my child turns 18?
If your youngest child turns 18 and you receive Anw only due to the care task, the benefit ends. In case of disability, it continues until your AOW age. Contact the SVB for your specific situation in Rijswijk.
Contact and assistance in Rijswijk
For questions about the Anw or help with the application, you can go to the Juridisch Loket Rijswijk. In addition, Rijswijk falls under the District Court of The Hague for any legal disputes regarding your benefit.