The IOAW (Income Provision for Older and Partially Work-Disabled Unemployed Workers) provides financial support to older unemployed persons in Rijswijk who no longer receive unemployment benefits (WW). Unlike social assistance, your assets do not play a role in this.
What does the IOAW entail?
The IOAW supports workers who meet the following criteria:
- Born before 1 January 1965
- Became unemployed after their 50th birthday
- No longer entitled to WW
- Have not yet reached state pension age (AOW)
IOAW versus social assistance
| Criterion | IOAW | Social Assistance |
|---|---|---|
| Assets test | Not applicable | Applicable |
| Owner-occupied home | Not taken into account | Taken into account above exemption |
| Savings | No influence | Must be depleted above exemption |
| Benefit amount | Identical to social assistance | Identical to IOAW |
| Job application obligation | Yes | Yes |
How much do you receive with IOAW?
The IOAW benefit corresponds to the social assistance standards:
- Single: € 1,281 net per month (2024)
- Single parent: € 1,281 net per month
- Cohabiting/married: € 1,830 net per month jointly
Any income from you or your partner is deducted from this amount.
Conditions for IOAW in Rijswijk
- Born before 1 January 1965
- Became unemployed after age 50
- WW entitlements fully exhausted
- Not yet reached AOW age
- You reside in the Netherlands, specifically in Rijswijk or surrounding area
Frequently asked questions about IOAW
Do I have to spend my savings before receiving IOAW?
No, under the IOAW, your assets do not play a role. You do not need to draw on your savings or home.
Am I required to apply for jobs while receiving IOAW?
Yes, with IOAW you must actively seek work and cooperate in reintegration programmes.
Can I apply for IOAW during my WW period?
No, you can only apply for IOAW after the end of your WW benefit. Submit your application ideally 4 weeks before the end of your WW.
Additional questions about IOAW in Rijswijk
Who can apply for IOAW?
You are eligible for IOAW if you were born before 1 January 1965, became unemployed after age 50, no longer receive WW, have not yet reached AOW age and reside in the Netherlands, for example in Rijswijk.
How do I apply for IOAW and what is the processing time?
The application is handled via the Social Insurance Bank (SVB). Submit it well in advance, ideally 4 weeks before the end of your WW. The SVB usually decides within 8 weeks, provided you have all documents (such as WW decision and ID) ready.
Does my partner's income count?
Yes, your partner's income is deducted from your IOAW benefit. This applies to salary and other sources such as pension. However, your partner's assets do not count.
What if I find a job during IOAW?
Report this immediately to the SVB. Your benefit will be adjusted or terminated based on your new income. In employment, you can rebuild WW entitlements.
Can I receive IOAW if I own my home?
Yes, owning your own home is not an obstacle to IOAW, unlike social assistance where you must deplete equity above the exemption.
What to do if my application is rejected?
If rejected, you receive a decision from the SVB. You have 6 weeks to lodge an objection. Consider legal assistance via, for example, the Juridisch Loket Rijswijk.
How long do I receive IOAW?
The benefit continues until you reach AOW age, as long as you meet the conditions, such as the job application obligation.
Relevant institutions in the region:
Court: District Court of The Hague (district)
Juridisch Loket: Juridisch Loket Rijswijk