No-Risk Policy for Employers in Rijswijk: Low-Risk Hiring of Employees with Disabilities
The no-risk policy for employers is a UWV scheme that provides financial relief to entrepreneurs in Rijswijk when hiring staff with a work limitation or medical history. If the employee falls ill within five years, the UWV covers the wage continuation costs. This promotes inclusion in the Rijswijk labor market, especially for Wajong recipients and benefit claimants from the region.
What Does a No-Risk Policy Entail for Employers in Rijswijk?
A no-risk policy is not a commercial insurance policy, but a UWV agreement that protects employers in Rijswijk against risks. For example, hiring a Wajong recipient from Rijswijk: if illness occurs after employment starts, the UWV takes over wage costs from day 43 (or day 1 for chronic conditions). The scheme applies for a maximum of five years and can be extended under certain conditions, aligning with local participation initiatives.
This measure helps Rijswijk businesses hire candidates with disabilities without worry, in line with the Participation Act and the Work and Security Act (WWZ). It supports the Municipality of Rijswijk's efforts to create more jobs in the region.
Legal Basis of the No-Risk Policy
The no-risk policy for employers stems from UWV policy, enshrined in the Work and Income according to Labour Capacity Act (WIA) (Article 42 et seq.) and Sickness Benefits Act (ZW) (Article 28 et seq.). The UWV implements this through the Policy Rules on Wage Continuation during Illness and Reintegration 2018. For Wajong recipients, it applies under the Disability Assistance Act for Young Disabled Persons (Wajong), Article 15a.
Since 2021, refined by the Act Introducing Reintegration Obligations (WIA): apply for the policy via the UWV portal before or within four weeks of the employment start date. For disputes in Rijswijk, contact the District Court of Rijswijk.
Who Qualifies for the No-Risk Policy in Rijswijk?
The UWV defines clear target groups for employers in Rijswijk:
- Individuals receiving Wajong, WIA, or Sickness Benefits Act benefits.
- Employees who were recently unfit for work before hiring (within two years).
- Individuals with chronic illnesses (more than 85% work-disabled).
- Refugees with status and benefits.
Example: Marie from Rijswijk receives Wajong benefits due to autism. A local company applies for the policy. If she falls ill after three months, the UWV pays her wages from day 43.
Difference With and Without No-Risk Policy
| Situation | Without Policy | With Policy |
|---|---|---|
| Wage continuation during illness (first 2 years) | Employer pays 70-100% wages | UWV from day 43 (day 1 for chronic) |
| Duration | N/A | 5 years, extendable |
| Employer's Costs | Full risk | No wage costs during illness |
| Reintegration | Employer only | Shared with UWV |
Rights and Obligations under the No-Risk Policy
Employer's Rights:
- Reimbursement for wage continuation during illness.
- Exemption from the Gatekeeper Improvement Act for this employee.
- Payroll tax credit on UWV reimbursements.
Employer's Obligations:
- Report employment start to UWV within 2 weeks.
- Carry out reintegration (tracks 1 and 2).
- Retain documents for UWV audits.
Employee's Rights: Full employment contract protection; dismissal during illness requires UWV approval. Obligations: Actively participate in reintegration.
Rijswijk Practice: Rijswijk company Y hires Pieter (ex-WIA) with the policy. After a year of back issues, the employer reports to UWV; Sickness Benefits follow from week 2. Without the policy, they would have lost tens of thousands of euros.
Frequently Asked Questions about No-Risk Policy in Rijswijk
Can I apply for the policy for a temporary contract?
Yes, until the end of the contract or 5 years. Extend chains via UWV.
Already ill at start?
Day 1 reimbursement if recurrence within 5 years, otherwise day 43. Check UWV status.
Automatic end after 5 years?
Yes, but extend if target group status persists. UWV decides.
Inform the employee?
Not mandatory, but advisable for trust. Mention in contract.
Tips for Employers in Rijswijk
Make optimal use of the no-risk policy for employers:
- Application: Via My UWV for Employers, free response within 2 weeks.
- Document carefully: status, reporting, illness.
- Combine with wage cost subsidy (up to 75% for Wajongers) via Municipality of Rijswijk.
- Unsure? Call the Legal Aid Office Rijswijk for free advice or UWV.
- Read More: Working with Wajong in Rijswijk, Wajong Benefits Rijswijk or Sickness Benefits Rijswijk.
Tip: Check the UWV target groups list. Bulk applications are ideal for Rijswijk entrepreneurs with multiple vacancies. The no-risk policy lowers barriers to inclusion in Rijswijk.