Debts can have a major impact on your benefits. The Tax Authorities have the authority to offset benefits against outstanding debts, but must thereby safeguard your minimum living needs.
Offsetting against Tax Debts
The Tax Authorities may withhold benefits for:
- Unpaid tax debts
- Repayment of previously received benefits
- Debts to other government bodies (via the CJIB)
Garnishment-Free Amount in Rijswijk
When offsetting benefits, the Tax Authorities must respect the garnishment-free amount. This is the minimum amount you need to live on, approximately 95% of the social assistance norm. This protects residents of Rijswijk against financial problems.
Debts of a Benefits Partner
Do you have a benefits partner? Bear in mind that your partner's debts may be offset against your joint benefits, even if these debts date from the past.
Help and Protection in Rijswijk
If offsetting causes financial problems, you can take action:
- Apply for an individual payment arrangement with the Tax Authorities
- Seek support via debt counselling at the municipality of Rijswijk
- Check whether the garnishment-free amount has been calculated correctly
For legal advice, you can also go to the Juridisch Loket Rijswijk.
WSNP and Benefits
If you are in the Debt Rescheduling for Natural Persons Act (WSNP), your benefits will not be offset against old debts. These are managed by your administrator and distributed according to a fixed plan.
Frequently Asked Questions about Benefits and Debts
Can the Tax Authorities withhold my entire benefit?
No, the Tax Authorities are obliged to respect the garnishment-free amount, so that you have enough left for living expenses.
Will my benefit be offset against my partner's debts?
Yes, benefits such as healthcare benefit may be offset against your partner's debts. If this seems unreasonable, you can lodge an objection.
How can I apply for a payment arrangement in Rijswijk?
Contact the Tax Hotline or send a written request to the Tax Authorities. Describe your situation and request a suitable arrangement.
Extra Information and Help in Rijswijk
For specific matters regarding benefits and debts, you can contact the Juridisch Loket Rijswijk. In addition, the District Court of The Hague (district) handles legal issues in this region. Make sure you are aware of your rights and seek help in time if necessary.