Conditions for Anw Benefit in Rijswijk
As a resident of Rijswijk, you may be eligible for the Anw benefit (General Survivors Act) following the death of a loved one. This benefit provides financial support to survivors such as partners and children. Key conditions for the Anw benefit include a close family relationship with the deceased, income and asset limits, and for partners, no new steady relationship. The Social Insurance Bank (SVB) strictly verifies these requirements. For questions, contact The Juridisch Loket Rijswijk for free advice.
What Does an Anw Benefit Entail for Rijswijk Residents?
The Anw provides a basic social security benefit as a safety net for income loss due to death, replacing older schemes. It offers temporary or permanent support for widows, widowers, and children. For residents of Rijswijk, it is crucial to act quickly; see also our article on the Anw survivor's benefit.
Legal Conditions for Anw Benefit
The rules are set out in the General Survivors Act (Anw) and apply nationwide, including in Rijswijk:
- Article 18 Anw: Partner's pension for spouses, registered or cohabiting partners.
- Article 24 Anw: Basic conditions such as partner check and income review.
- Article 47 Anw: Younger Anw for children under 18.
- Article 54 Anw: Older Anw for children studying up to age 30.
- Article 67 Anw: Test on income and assets.
In force since January 1, 2004, with transitional rules for those born before 1951. The SVB decides on applications; in Rijswijk, you can report the death via the Municipality of Rijswijk.
Requirements for Partners in Rijswijk
Partners must meet these criteria:
- Relationship at Time of Death: Marriage, partnership, or proven cohabitation (min. 6 months at the same address in Rijswijk, with a child or notarial deed).
- No New Partner: Annual partner test by SVB; a new steady relationship ends the benefit.
- Age and Care: Born after 1950? Eligibility only if pregnant, caring for a child under 18, or under 45 yourself (transitional rights).
Example from Rijswijk: Marieke (42) from Rijswijk loses her partner and cares for their 10-year-old child. She qualifies for the partner's pension until the child turns 18.
Income and Asset Check
Monthly income must not exceed approx. 60% of the minimum wage (2024: €1,365 net for singles). Assets above €7,590 (single) or €15,180 (couple) are counted. The SVB calculates this.
Anw Conditions for Children in Rijswijk
Children may qualify for:
| Benefit Type | Age | Requirements | Duration |
|---|---|---|---|
| Younger Anw | Up to 18 years | Child of insured person, regardless of parental income | Until 18 or end of studies |
| Older Anw | 18-30 years | Min. 75% study load, job <50% of study costs | Until 30 or diploma |
Rijswijk Example: Tim (20) from Rijswijk studies full-time at university after his mother's death. He receives older Anw alongside student finance, provided he has no major job.
Practical Cases of Anw in Rijswijk
- Remarriage: Anna from Rijswijk remarries; Anw ends (art. 25 Anw).
- Income Too High: Karel earns €2,000 net; no Anw, but possible adjustment if income drops.
- Cohabitation Without Proof: Lisa in Rijswijk has no recognized child or deed; rejected.
Rights and Obligations for Anw Benefit
Your Rights
- Apply within 12 months of death (automatic via SVB notification through Municipality of Rijswijk).
- Reassessment on changes (e.g., unemployment).
- Objection to SVB, appeal to District Court of Rijswijk.
Your Obligations
- Report changes within 8 days (income, partner, move within Rijswijk).
- Submit documents (payslips, study proof).
- Repay overpayments.
Violations lead to termination and fines.
FAQ on Anw Conditions in Rijswijk
Eligible for Anw when cohabiting without marriage?
Yes, if cohabiting 6+ months at the same address in Rijswijk, with a child or deed. Prove with BRP extract via Municipality of Rijswijk.
When does Anw end due to a new relationship?
With a steady partner (cohabiting >6 months or child). Temporary is fine; SVB checks annually.
Combine Anw with unemployment benefit or state pension?
Yes, but offset; unemployment benefit fully counted, state pension partially.
Does Anw apply to stepchildren?
Yes, if acknowledged or adopted by the deceased.
Tips for Survivors in Rijswijk
Avoid hassle:
- Apply Quickly: Report death to SVB (0800-2345671/online) or via Municipality of Rijswijk.
- Free Help: Visit The Juridisch Loket Rijswijk for personal guidance.
- Prepare Documents: Keep BRP extracts and income proofs.
- Keep Reporting: Inform SVB of changes.