Orphan's Pension for Children in Rijswijk
In Rijswijk, as a parent or guardian, you can rely on orphan's pension if a parent passes away. This benefit provides financial support for children until they turn 18 or become self-sufficient. It falls under national social security, such as AOW, Anw, or employer pension. This article for Rijswijk residents explains orphan's pension for children, eligibility criteria, application process, and local resources like Het Juridisch Loket Rijswijk.
What is orphan's pension?
Orphan's pension for children provides a monthly allowance after the loss of a parent to offset income loss and ensure stability. For families in Rijswijk, there are three main types:
- AOW orphan's pension: For children of parents entitled to AOW.
- Anw orphan's pension: Under the General Surviving Dependants Act for insured parents.
- Occupational pension: Additional scheme from the employer.
The benefit often starts automatically or upon application and typically ends at age 18, with extensions for studies.
Legal basis
The rules for orphan's pension for children in Rijswijk follow national legislation:
- General Old Age Pensions Act (AOW): Articles 29-33 for AOW orphan's pension, mainly for pre-1950 cases.
- General Surviving Dependants Act (Anw): Chapter 4 (articles 24-30) as the main scheme post-1950.
- Pension Act: Article 72 et seq. requires funds to provide orphan's benefits.
- Collective agreements and arrangements: Often with supplements.
SVB administers AOW benefits, UWV handles Anw; pension funds manage the occupational part. For disputes in Rijswijk, you can escalate to the District Court of Rijswijk.
Eligibility criteria in Rijswijk
The requirements for orphan's pension for children are:
- The deceased parent was entitled to AOW/Anw.
- The child is under 18 (or up to 20 if studying).
- Residence in the Netherlands or an EU/treaty country.
- Low personal income (Anw threshold).
AOW versus Anw
| Aspect | AOW orphan's pension | Anw orphan's pension |
|---|---|---|
| Child's age | Up to 18 | Up to 18 or 20 if studying |
| Deceased parent | Had AOW entitlement | Insured under Anw |
| Amount (2024) | Approx. €243 p/m | Approx. €243 (10% Anw) |
| Authority | SVB | UWV |
Amounts and duration
For 2024: approximately €243 gross per month per child in Rijswijk. Maximum for multiple children. Duration:
- Up to 18: Standard.
- 18-20: For full-time study without employment.
- After 20: Ends, except in cases of disability.
Occupational pension can amount to 40-70% of the parent's pension.
Examples from Rijswijk
Example 1: A father from Rijswijk (55) passes away; he had a pension scheme. Children (16, 14) receive Anw (€243 each) plus €300 occupational pension: €1,086 net for the family.
Example 2: Mother with AOW from Rijswijk passes away; 17-year-old child receives benefit until 18, extended to 20 if studying.
Example 3: Both parents deceased: double orphan's pension, no partner benefit.
Rights and obligations
Rights:
- Notification letter after death report.
- Backdated to date of death.
- Objection within 6 weeks; appeal to District Court of Rijswijk.
Obligations:
- Report changes (address, study, income).
- Repay overpayments.
- Provide documents (birth, death certificates).
Frequently asked questions
Until when does orphan's pension last in Rijswijk?
Until age 18; up to 20 if studying without income. It stops thereafter, unless disabled.
Is an application required?
Sometimes automatic; otherwise within 8 months via mijn.svb.nl/uwv.nl with documents. Get help from Het Juridisch Loket Rijswijk.
Emigration from Rijswijk?
Continued payment in EU/EEA; check with SVB/UWV for elsewhere.
Does income stop it?
Yes, Anw: reduction/stop above €1,200 net (2024).
Tips for Rijswijk
Maximize orphan’s pension for children:
- Report immediately: SVB (0900-0920)/UWV; check Municipality of Rijswijk for supplementary assistance.
- Pension check: mijnpensioenoverzicht.nl.
- Combine benefits: Get free advice from Het Juridisch Loket Rijswijk.